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Bank card for the core program announced: the direct upgrade for the new card

ICBC announced on September 8 magnetic stripe debit cards replace the chip card specific programs and answers on how changing the card to change phone numbers.

Scenario 1

ICBC said, use a debit card through the POS consumer self-service machines in the bank, often used in different places, and this card is not as generation of wages, withholding insurance, third party custody business capital account, it is recommended to upgrade directly changing the card, magnetic stripe card redemption chip card.

In this case, during the year 2012 to waive the card fee, the continuation of the implementation of the annual fee in accordance with the original card. ICBC payroll account opened on behalf of the line has been signed, the pension account, guaranteeing that account, health insurance accounts, unemployment insurance accounts, housing provident fund accounts with no annual fee.

Scenario 2

Debit cards as agency funds account for wage withholding insurance, third-party depository business, do a new chip card for the day-to-day withdrawal, payment, consumption and improve the security of the card is recommended. Retain the original card is used on behalf of wages, withholding insurance, third party custody business, so to avoid re-change card number.

New chip debit card, free card fee during the year 2012, Free first year annual fee. ICBC payroll account opened on behalf of the line has been signed, the pension account, guaranteeing that account, health insurance accounts, unemployment insurance accounts, housing provident fund accounts with no annual fee.

Q & A

Redemption chip card, can retain the original card number?

1. Magnetic stripe cards for chip card only "the card BIN 622208 and 955888 Elite Club" card replacements without changing the number.

Chip cards for chip card "card replacement does not change number.

Magnetic stripe card-for magnetic stripe cards does not support "card replacements without changing the number" system currently being perfected.

What is the difference between a "single-chip" debit card with magnetic strip + chip the dual media debit card?

The single-chip debit card transaction medium for a chip can be used in support of accepting the the PBOC 2.0 chip card devices and channels. The card can not read magnetic transact business, compared with the traditional magnetic stripe cards and magnetic strip + chip the dual media debit card, single chips debit card can only be used through the chip, with a higher level of security.

The ATM whether or debit cards can be accepted "single-chip"?

According to the People's Bank of statistics, as of the end of July this year, commercial banks in the Beijing area laying ATM over 77% can accept chip cards, POS, 92% can accept chip cards. If you apply for a "single-chip" debit card, as far as possible in the self-service equipment ICBC, ICBC POS complete the transformation of the chip card devices, if used in the other channels may appear blocked.